The Funding Check suits
- Australian businesses with an ABN and a business bank account
- Requests broadly in the $10,000–$500,000 range
- Funding for a business purpose
- Owners who want to understand the options before applying
How it works
Check. Compare. Apply.
Understand the requirement and narrow the facility types worth exploring before you apply. When you're ready, apply through our secure portal.
Check my funding options
The process
Three steps.
- 01
Check
Four short sections about the business. No bank statements, no credit enquiry.
Start the Funding Check - 02
Compare
A plain summary of the funding structures worth exploring, based on your answers.
- 03
Apply
Ready to go further? Apply through our secure portal. Documents are only requested there.
Apply
Not every application results in an offer. Whether options are available depends on assessment and lender criteria.
When you apply
What to expect.
Your answers stay put
Funding Check answers aren't transferred automatically. You complete the application in the portal.
Documents in one place
Bank statements and other documents are only requested inside the secure portal.
Lenders decide
Credit decisions, offers and terms come from lenders after assessment.
It isn't designed for
- Personal, consumer or home loans
- Businesses that have not started trading
- Anyone looking for a guaranteed approval
- Situations that need financial, legal or tax advice. Speak to a qualified adviser.
Answers
Common questions
What is Tennanova?
Tennanova is a business funding comparison service for Australian small and medium-sized businesses (SMBs). Its Funding Check shows which funding structures, such as working capital, a line of credit, a business loan or a refinance, may be worth exploring before a business applies. Tennanova is not a lender and does not provide credit.
Does Tennanova provide business loans?
No. Tennanova does not provide credit. It helps businesses understand potential commercial funding pathways before they apply.
Will checking my options affect my credit score?
The Tennanova Funding Check does not involve a credit enquiry. It does not ask for the personal details a credit check requires, and nothing is sent to a credit reporting body. If you choose to go further with a formal application, lenders may carry out credit checks as part of their assessment. This is explained before you commit.
Am I guaranteed funding?
No. Funding is subject to lender assessment, eligibility and applicable criteria. The Funding Check summary is general information based on your answers, not an approval or an offer.
Why do different lenders offer different amounts?
Each lender has its own credit appetite: the industries, trading histories and risk it is set up to fund. Lenders also size facilities differently against turnover, time trading, existing commitments, security and repayment conduct. The same business can see different outcomes from different lenders, or none.
What happens after the Funding Check?
You see an indicative guide to the amount, term and pricing businesses like yours are commonly considered for, plus the funding structures that may be worth exploring, all based on what you told us. It is not an offer. If you want to take it further, you can apply through our secure portal, where the formal application and supporting documents are handled, and your details are carried across so you don't retype them. We may also contact you using the details you provided.
Do I need to upload bank statements?
Not during the Funding Check. If you choose to apply, supporting financial documents such as business bank statements may be requested through the secure portal.
Who is behind Tennanova?
Tennanova is built by commercial finance brokers who work with Australian businesses and a panel of lenders.
How much funding can I seek?
We generally work with requests of $10,000–$500,000. The amount available to a particular business depends on lender assessment, turnover, trading history, security and other criteria.
Funding Check
Know what may fit before you apply.
Tell us about the business. We'll show you the funding structures that may be worth a closer look, then you decide whether to go further.