01
Replacing an ATO arrangement with a commercial facility changes who the business owes and on what terms. Compare both carefully.
ATO / tax obligations
When tax obligations are squeezing cash flow.
Some businesses look at funding to clear an ATO balance, or to support operations while a payment arrangement is in place. What may be available depends heavily on the overall tax position.
Check my funding options
In short
Updated
Can a business get funding to pay an ATO debt?
Some Australian business lenders consider funding to clear an ATO debt or to support cash flow while a payment arrangement is in place. They look closely at the size and age of the debt, whether a payment arrangement exists and is being met, and whether lodgements are up to date. Availability depends heavily on the overall position.
How it works
ATO / tax obligations, explained.
Where tax obligations are putting pressure on cash flow, some businesses look at funding to clear an ATO balance or to support operations while a payment arrangement is in place.
Lenders look closely at the size of the tax debt, whether a payment arrangement exists and is being met, and whether lodgements are up to date. Availability depends heavily on the overall position.
Often considered when
Where it tends to come up.
- An ATO debt is affecting day-to-day cash flow
- A payment arrangement is difficult to service alongside other commitments
- The business wants its tax position resolved before seeking other funding
What lenders commonly look at
- 01The amount owed and how long it has been outstanding
- 02Whether a payment arrangement is in place and being met
- 03Whether lodgements are up to date
- 04Turnover, trading history and bank account conduct
Each lender weighs these differently, and criteria change over time.
Worth weighing
Before you apply.
02
Lenders generally want to see a plan that keeps future obligations current.
03
A registered accountant can help assess the tax position itself.
General information only. It does not take your circumstances into account and is not a recommendation, offer or approval. Funding is subject to lender assessment, eligibility and terms.
Answers
ATO / tax obligations questions
Is a loan better than an ATO payment arrangement?
It depends on the business. Replacing an ATO arrangement with a commercial facility changes who the business owes and on what terms, so compare both carefully. A registered tax agent or accountant can help assess the tax position itself.
Do tax lodgements need to be up to date?
Lenders generally check whether lodgements are up to date when assessing an ATO-related request, alongside the amount owed, how long it has been outstanding and whether any payment arrangement is being met.
How does Tennanova help with funding for an ATO debt?
Tennanova's Funding Check shows whether funding for an ATO debt is among the funding structures worth exploring for your business, based on your answers. It involves no credit enquiry and is general information, not an offer or approval. Tennanova is not a lender and does not provide credit.
Funding Check
Know what may fit before you apply.
Tell us about the business. We'll show you the funding structures that may be worth a closer look, then you decide whether to go further.